A Conference Presented by the Insurance Law Center at UConn Law & the University of Minnesota Law School

AI, Insurance Law, and Regulation

Friday, May 30, 2025
9 a.m. – 5:30 p.m. ET
UConn School of Law, Hartford Campus
Virtual and In-Person 

The Insurance Law Center at UConn Law, in conjunction with the University of Minnesota Law School, is pleased to welcome academics, practitioners, regulators, and students to a conference focusing on issues that arise at the intersection of insurance and artificial intelligence. We hope you can join us. 

Details

• Call for Papers: Whether or not you participate or attend, we encourage anyone with a relevant paper to submit to it for potential publication of a symposium issue of the Connecticut Insurance Law Journal. If you are interested in submitting a paper, please send an abstract to ilc@uconn.edu and cilj@uconn.edu no later than April 15, 2025. Contributions of any length are welcome, and shorter essays (roughly 4,000 to 6,000 words) are particularly encouraged.
• Location: The event will be held at the UConn School of Law, 55 Elizabeth Street, in the William F. Starr HallReading Room. Official location information is here. The precise Google Maps location is here. Metered parking is available, as well as free on-street parking. 
• Hotels: We have arranged a discounted rate of $299/night with the Delamar Hotel West Hartford. To book at this rate, please use the following link (Code is: UNIV052925). Another convenient option is the Hartford Marriott Downtown. 
• Remote attendance: Virtual attendance will be allowed for all portions of the event except the lunch practicum. To attend virtually, please register.
• CLE Credits: One hour of Continued Learning Credit will be available for those admitted to the bar in Connecticut, Ohio, Minnesota, and New York who attend the lunchtimepracticum.
• Questions: Please email ilc@uconn.edu.
• Webinar Information:
• • Date and time:
    Friday, May 30, 2025 9:00 AM | (UTC-04:00) Eastern Time (US & Canada)
  • Join link:
    https://uconnvtc.webex.com/uconnvtc/j.php?MTID=m1536b42e95e976ccfa836f7401efe6d4
  • Webinar number:
    2865 818 4141
  • Webinar password:
    ilc2025 (4522025 when dialing from a phone or video system)
  • Join by phone
    +1-415-655-0002 US TollWebinar Information:
  • Access code:
    286 581 84141

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Agenda

(Revised 5/20/2025)

8:30a – 9:00a: Registration (30 mins)

9:00a – 9:05a: Opening Remarks (5 mins)

9:05a – 10:25a: Panel 1A: How can and should insurance influence the law of AI and AI itself? (80 mins)

This panel will explore how liability for AI-related harms should take into account the current and future availability and structure of liability insurance. Key questions include:

• Should AI liability frameworks be designed to avoid exposing potentially judgment-proof firms to uninsurable risks?
• Should governments encourage or mandate liability insurance for firms exposed to specific AI-related risks?
• Should AI liability frameworks incorporate factors insurers can evaluate during underwriting and rating, such as safe harbors for AI systems that perform at least as safely as human-operated systems? 

Ian Ayres (Moderator), Yale Law School
Catherine M. Sharkey, New York University School of Law
Kenneth S. Abraham, University of Virginia School of Law
Renee Henson, University of Missouri School of Law
Mark Geistfeld, New York University School of Law

10:25a – 10:30a:  Break (5 mins)

10:30a – 11:50a: Panel 1B: How can and should insurance influence the law of AI and AI itself? (Continued) (80 mins)

Peter Siegelman (Moderator), University of Connecticut Law School
Tom Baker, University of Pennsylvania Carey Law School
Gabriel Weil, Touro University Jacob D. Fuchsberg Law Center
Josephine Wolff, The Fletcher School at Tufts University
Philip Dawson, Armilla.ai

11:50a – 12:00p:  Break (10 mins)

12:00p – 1:00p: LUNCH: Pro-tips on using AI in legal practice (60 mins)

Join us for a lunch session highlighting the latest AI tools designed for legal professionals, with a focus on practical integration into legal practice. The discussion will cover key AI use cases, potential risks and ethical considerations, foundational AI models, and specialized legal models such as Co-Counsel and Vincent. Additionally, the session will present the most recent data and developments in AI to help lawyers navigate this evolving technology responsibly and effectively. Special attention will be given to the ethical obligations of attorneys when adopting AI, ensuring compliance with professional standards and safeguarding client confidentiality. Connecticut, Ohio, Minnesota, and New York CLE credits will be available.

Daniel Schwarcz (Presenter), University of Minnesota Law School

1:00p – 1:10p: Break (10 mins)

1:10a – 2:30p: Panel 2: Current and future insurance coverage for AI risks (80 mins)

This panel will explore how the evolution of AI liability will affect insurance markets. Key questions include:

• Will specialized AI liability policies emerge as AI risks evolve?
• To what extent do current liability insurance policies cover AI-related risks, and does this expose insurers to unpriced risks?
• How can insurers obtain consistent and standardized data on AI risks to efficiently underwrite, rate firms, and incentivize risk-reducing innovation?

Travis Pantin (Moderator), University of Connecticut School of Law
Anat Lior, Drexel University Kline School of Law
George Lewin-Smith, Testudo
Laura Foggan, Crowell & Moring LLP
Michael S. Levine, Hunton Andrews Kurth LLP
Joan Schmit, University of Wisconsin School of Business

2:30p – 2:35p: Break (5 mins)

2:35p – 3:55p: Panel 3: Discrimination, bias, insurance and AI (80 mins)

This panel will explore how the use of new types of AI in the insurance industry can and should be regulated. Key questions include:

• When does the use of AI  to discriminate among policyholders raise legal or regulatory issues? 
• To what extent should insurance laws and regulations be updated to reflect AI risks?
• How should internal and external audits of insurers evaluate the risks of AI bias and discrimination?
• What problems and opportunities have efforts to regulate AI bias and discrimination surfaced in the insurance setting? 

Daniel Schwarcz (Moderator), University of Minnesota Law School
Anya Prince, University of Iowa College of Law
Cathy O’Neil, O’Neil Risk Consulting & Algorithmic Auditing (ORCAA)
Philip Barlow, District of Columbia Department of Insurance, Securities & Banking
Lauren Cavanaugh, American Academy of Actuaries

3:55p – 4:05p: Break (10 mins)

4:05p – 5:25p: Panel 4: The use of generative AI in insurance coverage drafting, disclosure, and disputes (80 mins)

This panel will explore how generative AI will impact the drafting, interpretation, and disclosure of insurance policy terms. It will also explore the use of generative AI in the context of insurance coverage disputes.  Key questions include:

• How can and should generative AI be used to interpret insurance policies?
• Can generative AI improve policyholder understanding of Insurance?
• Will generative AI disrupt the sale and distribution of insurance?
• How can generative AI be used by insurers and insureds in the resolution of insurance disputes?

Rick Swedloff (Moderator), Rutgers Law School
Warris Bokhari, Claimable
Eric Martínez, University of Chicago Law School
Matt Vece, American Property Casualty Insurance Association
Marshall Gilinsky, Anderson Kill

5:25p – 5:30p: Closing remarks (5 mins)

5:30p – 6:20p: Reception (50 mins)

Sponsored by:

       

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The Insurance Law Center at UConn Law

is pleased to invite you to a lunchtime lecture by

 

Margarida Lima Rego

Professor, Nova School of Law, Lisbon

on the topic of

“Digital Transformation in Insurance: The Contract-as-Product Approach to Overcoming Information Overload”

on

Tuesday, February 4th, 12:30pm ET

Hosmer Hall, Ground Floor Conference Room (next to Faculty Lounge)

Lunch will be provided. Remote option available upon registration.

Please Register by Friday 1/31

Abstract:

This paper discusses how digital transformation is pushing the traditional model of contract formation into obsolescence. It argues that, largely as a consequence of the digital transformation and the inherent information overload, formal adherence to that model has slowly but steadily numbed everyone into mechanically declaring that they have read, understood, and agreed to a growing number of boilerplate or standard terms. This raises questions about whether these agreements are still contractual in nature. The chapter focuses on the recent product oversight and governance requirements in EU Law. It is submitted that the adoption of a contract-as-product approach is better equipped to protect insurance customers than transparency requirements based on the proliferation of information duties, given that most will choose not to assimilate the information that is so abundantly provided to them, this being an increasingly rational choice in view of the growing information overload. The contract-as-product approach also opens the door to the questioning of the contractual nature of standard terms, entailing some measure of recognition that they are often closer to a supplier’s instruction manuals than to the product of a meeting of the contract parties’ minds.

Full paper available for download here.

The Insurance Law Center will host its virtual Insurance Law Workshop again in Fall 2024. The schedule of upcoming presentations is available here. We are excited to welcome you back as we gather top experts from academia, the legal community, and the insurance industry to explore innovative ideas in the field.

A Symposium Sponsored by the Insurance Law Center & the Connecticut Insurance Law Journal

ESG, Insurance & the Law 

On Friday, May 31, 2024, the Insurance Law Center and the Connecticut Insurance Law Journal successfully hosted a symposium on ESG, Insurance & the Law at the University of Connecticut School of Law in Hartford. The full-day event, which ran from 9:00 AM to 4:30 PM, brought together leading academics, regulators, and industry professionals to discuss the intersection of environmental, social, and governance (ESG) issues and their impact on insurance law.

The symposium, held in the Davis Courtroom of William F. Starr Hall, drew a diverse group of attendees. Discussions were structured around four key panels that addressed academic, industry, consumer, and legislative perspectives on ESG in insurance. Esteemed panelists included:

Academic Perspectives	Industry Perspectives	Consumer Perspectives	Legislation & Regulation
Tom Baker, University of Pennsylvania Carey Law School Amelia Miazad, UC Davis School of Law Daniel Schwarcz, University of Minnesota Law School	Mark Sides, Voya Financial David Snyder, American Property Casualty Insurance Association	Birny Birnbaum, Center for Economic Justice Peter Kochenburger, University of Connecticut School of Law Steven Rothstein, Ceres, Inc.	Matt Lesser, Connecticut State Senate Tom Swan, Connecticut Citizens Action Group Tom Sullivan, Federal Reserve; formerly Connecticut Insurance Department
Moderator: Peter Siegelman, University of Connecticut School of Law	Moderator: Travis Pantin, University of Connecticut School of Law	Moderator: Joseph A. MacDougald, University of Connecticut School of Law	Moderator: David Robinson, University of Connecticut School of Law, formerly The Hartford

Moderated by UConn Law faculty and experts, the panels provided attendees with a wide-ranging exploration of the challenges and opportunities facing insurers and regulators as ESG issues become increasingly central to the industry. In addition to the panels, the symposium featured opening remarks, breaks for networking, and a closing cocktail reception that allowed for further dialogue between participants.

The Insurance Law Center expressed its gratitude to all speakers, participants, and attendees for contributing to a productive and engaging event.

For any follow-up questions or further information, attendees are encouraged to contact the Insurance Law Center at ilc@uconn.edu.

The Insurance Law Center will continue to host its New Ideas in Insurance virtual workshop during the Spring 2024 semester. The list of upcoming presentations is available here. We look forward to seeing you again as we convene leading experts from the academy, the bar, and the insurance industry to discuss compelling new ideas in the field.

The UConn program on November 12 will focus on the liability claims and related insurance issues that are now emerging from the COVID-19 pandemic.  The webinar, which has been organized by ACCC Fellows John Buchanan of Covington & Burling and Rhonda Tobin of Robinson & Cole, is being presented in conjunction with the Insurance Law Center at UConn Law and the Connecticut Bar Association.  The keynote presenter will be Professor Tom Baker, the William Maul Measey Professor of Law at the University of Pennsylvania and the first Academic Director of UConn’s Insurance Law Center, who will discuss the case law trends that he has observed in the course of developing Penn’s COVID Coverage Litigation Tracker website with Lex Machina.  The program will also feature a presentation on emerging liability claims by Jeffery Vita of Saxe Doernberger & Vita and Jay Sever of Phelps Dunbar, to be followed by a roundtable discussion of liability and insurance issues involving our panelists, members of the Law School community, and members of the Insurance Law Section of the Connecticut Bar Association.  UConn’s Insurance Law Center is the preeminent academic center for insurance law and risk regulation and offers the only Insurance Law LLM program in the country.  Each year the Center organizes conferences and events bringing together leading scholars, lawyers and regulators to discuss and debate the legal and public policy issues surrounding insurance law and regulation.

This webinar is free to all ACCC Fellows as well as their clients, partners and colleagues, and students, staff and faculty at UConn School of Law.